NMLS License Alabama: Get Your Alabama Mortgage Loan Originator License in 2026!

Before you can get your first MLO (Mortgage Loan Originator) license in Alabama, you are required to finish 20 hours of NMLS-approved classes, split up like this:

Usually, the state only issues an Alabama mortgage broker license to a firm that employs several officers and other workers to sell mortgages. In contrast, an Alabama MLO license is issued to an individual who wants to work as a loan officer within a larger organization.

The NMLS will charge these fees. Note that there are no refunds.

Once you start working as a licensed Alabama MLO, your license can only stay valid if you take continuing education classes annually, which is one of the license renewal requirements. Classes consist of:

You’ll pay $75 to get your license renewed and $25 for reinstatement. The deadline for your annual application is December 31, although Alabama recommends turning it in by the first of November to avoid delays. At the same time, if you applied before December 31 and are still waiting for a reply, you can continue working on and after January 1 of the next year.

Mortgage Educators and Compliance is here to answer any additional questions you may have regarding your Alabama mortgage license. For additional questions, feel free to email [email protected] or use our Wizmo online chat during business hours for assistance.