NMLS License Connecticut: Get Your Connecticut Mortgage Loan Originator License in 2026!

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How to Get an NMLS Mortgage License in Connecticut

Step 1

Apply For Your NMLS Account and ID Number

The first step to obtaining your Connecticut mortgage license is applying for an NMLS account and ID number. To do so, go to the NMLS website.

Step 2

Complete Your NMLS Pre-License Education

Connecticut requires new state-licensed MLOs to complete 21 hours of NMLS-approved education. This includes 3 hours of Federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, 12 hours of electives, and 1 hour of Connecticut specific law.

Step 3

Need to Pass the SAFE MLO National Test

With your education complete, you need to schedule an appointment for the National Test Component exam. Find out more on how to take your NMLS test here. Also check out the NMLS MLO testing handbook.

Step 4

Complete Background Checks and Pay All Fees

To finalize your application and receive your license, you will need to pay several non-refundable fees and get a background check. Find out more about how to complete your background check here.

Step 5

Apply for Your Connecticut Mortgage License

After receiving a passing score on your NMLS mortgage exam, you need to apply for your Connecticut mortgage loan originator license. You can find more information on this step here.

Step 6

Associate Your NMLS Record with Your New Employer

Your California license will be in a pending state until you have an employer sponsorship, which lets the government know that an employer is supervising your individual license. Learn how to associate your NMLS account with your employer here.

Connecticut Frequently Asked Questions

Connecticut Mortgage License Education Requirements

Topic	Hours Required
Fair Lending, Ethics, Fraud, and Consumer Protection	3 Hours
Federal Laws and Regulations	3 Hours
Non-Standard Lending	2 Hours
Undefined Electives	12 Hours
Connecticut State Education	11 Hours
Total 21 Hours

What is the PE Expiration Policy in Connecticut?

What's the Difference Between an Connecticut Mortgage Broker License and an Connecticut Loan Officer License?

Cost of Getting Your Connecticut Mortgage Originator License

NMLS Fees
NMLS Initial Processing Fee	$30
Credit Report	$15
FBI Criminal Background Check	$36.25
License Fee	$300
Total License Cost	$381.25

Connecticut Continuing Education Requirements

Topic	Required Hours
Federal Regulations and Law	3 Hours
Ethics, including consumer protection, fair lending	2 Hours
Non-Standard Lending	2 Hours
Connecticut Specific Education	1 Hour

Additional Questions?