NMLS License Delaware: Get Your Delaware Mortgage Loan Originator License in 2026!

Delaware Pre-Licensing Education

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Obtaining a mortgage license and becoming a mortgage loan originator involves a simple process in which you will need to complete your state-specific education requirements and take and pass a National exam. Once these two steps have been completed, you're well on your way to becoming a licensed Loan Originator!

How to Get an NMLS Mortgage License in Delaware

Step 1

Set Up an NMLS Account and ID Number

Getting a Delaware mortgage license starts by applying for an account and ID number with the Nationwide Multistate Licensing System & Registry (NMLS). You can do this by going to their website.

Step 2

Take NMLS Pre-License Education Courses

The NMLS requires new state-licensed MLOs in Delaware to complete 20 hours of NMLS-approved education first. The instruction includes 12 hours of undefined education (electives), 3 hours of federal law, 3 hours of ethics, and 2 hours of non-traditional mortgage lending.

Step 3

Get a Passing Score on the NMLS Mortgage Licensing Exam

Once you complete your education, you must schedule and pass your National Test Component exam. Here’s a guide on how to sign up for the SAFE NMLS test.

Step 4

Pay Fees and Pass Background Checks

If you pass your exam, you can now get federally registered with the NMLS. The application process involves a background check and fingerprinting appointment, which you can learn more about here.

Step 5

Submit Your Application for the Delaware Mortgage License

After you pass the background check and finish the fingerprinting, you can apply for a Delaware NMLS license. The NMLS has a checklist of what you need to get licensed in the state of Delaware.

Step 6

Connect Your Employer with Your NMLS Account

Until you get an employer sponsorship, your Delaware mortgage license will remain pending. The government does this to ensure that your employer is supervising the license. You can use this guide on how to grant your company access to your NMLS account.

Getting a Delaware Mortgage License

Getting a mortgage loan officer license in Delaware offers many benefits, such as a high earning potential—especially if you successfully make plenty of loans. You’ll also get to grow your personal and business network as you work with other people and meet more clients. It’s an excellent choice for social people who work diligently and are willing to learn more.

Becoming a licensed MLO in Delaware means complying with Delaware’s education requirements and passing the licensure exam. Our mortgage license courses meet the required credits and include test prep sessions so you can pass your exam with confidence.

Delaware Frequently Asked Questions

Delaware Mortgage License Education Requirements

Topic	Hours Required
Fair Lending, Ethics, Fraud, and Consumer Protection	3 Hours
Federal Laws and Regulations	3 Hours
Non-Standard Lending	2 Hours
Undefined Electives	12 Hours
Total 20 Hours

What is the PE Expiration Policy in Delaware?

What's the Difference Between an Delaware Mortgage Broker License and an Delaware Loan Officer License?

Cost of Getting Your Delaware Mortgage Originator License

NMLS Fees
NMLS Initial Processing Fee	$30
Delaware License Fee	$250
Delaware Application Fee	$250
Credit Report	$15
FBI Criminal Background Check	$36.25
Total License Cost	$581.25

Delaware Continuing Education Requirements

Topic	Required Hours
Federal Regulations and Law	3 Hours
Ethics, including consumer protection, fair lending	2 Hours
Non-Standard Lending	2 Hours
Delaware Specific Education	1 Hour

Additional Questions?

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You can count on Mortgage Educators to give you the education you need to obtain your Delaware mortgage license! Get started today by purchasing your online bundle course or continuing education course.