1 Hour GA SAFE: 2026 Continuing Education Online Self-Study Course #18462

By the end of this course, learners will be able to:

• Understand the key provisions of the Georgia Residential Mortgage Fraud Act and its impact on the mortgage industry in Georgia.
• Identify common fraudulent schemes within the mortgage lending process and evaluate the role of Mortgage Loan Originators (MLOs) in detecting and preventing fraud.
• Examine the penalties for violations of the Act, including criminal consequences, and understand their impact on mortgage professionals and the industry.
• Evaluate the specific acts, practices, and behaviors prohibited under the Georgia Residential Mortgage Act (GRMA) and discuss their role in protecting Georgia consumers from deceptive and unfair lending practices.
• Explore the provisions of the Georgia Fair Housing Act and its relevance to mortgage professionals, focusing on how it protects consumers from housing discrimination and promotes equal access to mortgage opportunities.
• Analyze real-world examples of discriminatory lending practices, such as those based on sexual orientation or national origin and discuss how these violations of the Georgia Fair Housing Act negatively impact consumers and violate ethical standards.
• Review recent legislative changes (HB 240, HB 241, and HB 15) that expand consumer protections in mortgage lending in Georgia and assess how these changes impact mortgage professionals’ compliance requirements and consumer rights.