2026 7 + 1 Hour CA-DFPI Elective CE Webinar
November 19th @ 11:00 AM Central
Complete your California NMLS continuing education in one live session with an instructor. This package combines two NMLS-approved courses for a total of 8 hours.
Date: November 19th, 2026
Time: 11:00 AM - 7:00 PM CT
(9:00 AM PT / 10:00 AM MT / 12:00 PM ET)
7 Hour SAFE Core: Top 10-Violations, Manufactured Homes/Condos, Fraud, Cybersecurity & AI, Non-QM's, & Industry Updates
NMLS Provider ID #1400062 · CE 7 Hour SAFE Core Course ID #18498
In this course, we will explore a diverse range of timely and critical topics shaping today's mortgage landscape. This year's course begins by addressing the Top 10 Violations identified by the NMLS for 2026—essential regulatory concerns all mortgage professionals must understand. In Chapter 2, we examine underwriting and eligibility guidelines for manufactured homes and condominiums, emphasizing agency requirements and best practices. Chapter 3 dives into emerging issues in cybersecurity and the ethical use of AI, along with a focused discussion on mortgage fraud, ethical conduct, and BSA/AML compliance. Chapter 4 highlights the importance of protecting veterans and servicemembers from unethical mortgage practices. In Chapter 5, we analyze Non-Traditional Mortgage Products and Non-QMs, including key product characteristics and guideline requirements. Chapter 6 is dedicated to understanding UDAAP and strategies for navigating the evolving regulatory environment. Finally, Chapter 7 brings everything full circle with a summary of recent legislative and industry updates, helping ensure that you remain informed, compliant, and prepared to serve your clients with integrity and confidence.
Topics covered:
- Chapter 1: Top 10 Violations
- Chapter 2: Guidelines for Manufactured Homes & Condominiums
- Chapter 3: Fraud, Cybersecurity, & AI
- Chapter 4: Veteran & Servicemember Abuse (Ethical Considerations)
- Chapter 5: Nontraditional Mortgage Products
- Chapter 6: UDAAP & Shift in CFPB Focus
- Chapter 7: Industry Updates (FHFA, HUD, ECT)
1 Hour CA-DFPI SAFE: The CCFPL & Recent Enforcement
NMLS Provider ID #1400062 · CE 1 Hour CA-DFPI SAFE: The CCFPL & Recent Enforcement #18502
This course is intended to fulfill the one-hour annual continuing education requirement for California-licensed Mortgage Loan Originators, or "MLOs". This course is broken into two chapters. In Chapter 1, students will look at the Department of Financial Protection and Innovation's most recent Report on Activity Under the California Consumer Financial Protection Law, including updates, accomplishments, and some interesting reporting data from the fourth full year of the DFPI's authority under the CCFPL. In Chapter 2, students will review several enforcement actions taken against California MLOs over the DFPI's first five years of jurisdiction.
Topics covered:
- Chapter 1 – The California Consumer Financial Protection Law – Year 4
- Chapter 2 – DFPI Enforcement Actions
How this class is delivered
This is a Classroom Equivalent webinar course with live instructor participation, polling, and interactive class discussion. Enjoy all of the benefits of a live classroom from the comfort of your own home or office. Both courses are covered in the single scheduled session shown on this page.
Assessment is a comprehensive end-of-course class discussion completed in class with the instructors and cohort. Participation is mandatory.
Before you enroll
Mortgage loan originators must complete at least 8 hours of NMLS-approved continuing education each year: 3 hours of federal law and regulations, 2 hours of ethics, 2 hours of nontraditional mortgage lending, and 1 remaining hour. This package covers all 8, including the one-hour annual California state requirement for California-licensed MLOs.
360training is an NMLS-approved course provider — NMLS Provider #1400062.
7 Hour SAFE Core — by the end of this course, learners will be able to:
- Understand the role of the Multi-State Mortgage Committee (MMC) and analyze top violations from the previous year—including ECOA adverse action notices, TRID tolerance thresholds, disclosure accuracy, and recordkeeping—to reinforce compliance with federal and state regulations.
- Evaluate the ethical responsibilities of MLOs in disclosure, transparency, and borrower communication, with an emphasis on preventing UDAAP violations, promoting trust, and safeguarding against fraudulent or deceptive practices.
- Identify key financing considerations for manufactured housing and condominiums, including eligibility, documentation, and project approval requirements, and apply this knowledge to guide borrowers through unique transaction challenges.
- Differentiate between common mortgage fraud schemes and cybercrime risks, recognize red flags, and apply best practices to protect borrowers, lenders, and institutions from financial harm and reputational damage.
- Analyze the impact of artificial intelligence, automation, and Non-QM loan products on mortgage lending practices, assessing both opportunities and risks while aligning with regulatory requirements and borrower needs.
- Interpret recent updates from the CFPB, FHFA, HUD, FHA, Fannie Mae, and Freddie Mac.
- Reflect on the ethical implications of lending practices, marketing strategies, product recommendations, and borrower interactions to ensure fairness, transparency, and integrity in every stage of the mortgage process.
1 Hour CA-DFPI SAFE: The CCFPL & Recent Enforcement — by the end of this course, learners will be able to:
- Understand the Department of Financial Protection and Innovation's expanded authority under the California Consumer Financial Protection Law.
- Recite notable accomplishments under the CCFPL during the law's first four years of implementation.
- Understand the impact of AB 3108, including the felony penalties for misclassifying loans and the consumer counseling notice requirements, ensuring compliance in mortgage lending practices.
- Foster a deeper understanding of prohibited acts under California law.
- Place additional emphasis on the individual MLO's responsibility to notify the DFPI of relevant changes to information reported through the NMLS.
- Reinforce the importance of avoiding making material misrepresentations to state regulators.
