NMLS License Georgia: Get Your Georgia Mortgage Loan Originator License in 2025!

NMLS License Georgia: Get Your Georgia Mortgage Loan Originator License in 2026!

Georgia Pre-Licensing Education

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How to Get an NMLS Mortgage License in Georgia

Step 1

Apply For Your NMLS Account and ID Number

The first step to obtaining your Georgia mortgage license is applying for an NMLS account and ID number. To do so, go to the NMLS website.

Step 2

Complete Your NMLS Pre-License Education

Your mortgage license in Georgia requires 20 hours of instruction, which must be pre-approved by the NMLS. This includes 3 hours of Federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, and 12 hours of undefined education (electives).

Step 3

Need to Pass the SAFE MLO National Test

With your education complete, you need to schedule an appointment for the National Test Component exam. Find out more on how to take your NMLS test here. Also check out the NMLS MLO testing handbook.

Step 4

Complete Background Checks and Pay All Fees

To finalize your application and receive your license, you will need to pay several non-refundable fees and get a background check. Find out more about how to complete your background check here.

Step 5

Apply for Your Georgia Mortgage License

After receiving a passing score on your NMLS mortgage exam, you need to apply for your Georgia mortgage loan originator license. You can find more information on this step here.

Step 6

Associate Your NMLS Account with Your Employer

Your license will still be pending in Georgia until you have an employer sponsorship, which lets the government know that an employer is supervising your individual license. Learn how to associate your NMLS account with your employer here.

The Georgia MLO License: Gateway to an Exciting Career

Are you a social person? Are you focused on useful services? If so, imagine how exciting it would be to meet a wide variety of successful, motivated clients every day who are buying property. Imagine using your natural personality to guide and educate them in this crucial aspect of their finances. And imagine being a lifelong learner.

If you’re interested in a mortgage license in Georgia, you need to obtain one efficiently. Mortgage Educators has perfected our simple process to do that. Use our education bundle to take your 20 hours of general mortgage education, including 3 hours of Georgia electives, in a structured setting. Then, take a practice exam to be completely ready. Let us help you get started serving your community as soon as you can.

Georgia Frequently Asked Questions

Georgia Mortgage License Education Requirements

Topic	Hours Required
Fair Lending, Ethics, Fraud, and Consumer Protection	3 Hours
Federal Laws and Regulations	3 Hours
Non-Standard Lending	2 Hours
Undefined Electives	12 Hours
Total 20 Hours

What is the PE Expiration Policy in Georgia?

What's the Difference Between an Georgia Mortgage Broker License and an Georgia Loan Officer License?

Cost of Getting Your Georgia Mortgage Originator License

NMLS Fees
NMLS Initial Processing Fee	$30
Georgia License Fee	$100
Credit Report	$15
FBI Criminal Background Check	$36.25
Total License Cost	$181.25

Georgia Continuing Education Requirements

Topic	Required Hours
Federal Regulations and Law	3 Hours
Ethics, including consumer protection, fair lending	2 Hours
Non-Traditional mortgage lending	2 Hours
Georgia Specific Education	1 Hour

Additional Questions?

Begin Your Georgia MLO License Education Today

Are you ready to start an exciting and lucrative career as a mortgage officer in Georgia? Get your education bundle from Mortgage Educators here (or work on your CE requirements), and start your education today.