NMLS License Idaho: Get Your Idaho Mortgage Loan Originator License in 2026!
How to Get an NMLS Mortgage License in Idaho
1. Apply for your NMLS Account and ID Number
The first step to obtaining your Idaho mortgage license is applying for an NMLS account and ID number. To do so, go to the NMLS website.
2. Complete your NMLS Pre-License Education
Once you've created your NMLS account, it's time to complete your pre-license education. Idaho requires 20 hours (18 hours & 2 hours elective) SAFE pre-licensure educations.
3. Need to Pass the NMLS Mortgage Licensing Exam
With your education complete, you need to schedule an appointment for the National Test Component exam and take the NMLS test. Find out more on how to take your NMLS test here.
4. Complete Background Checks and Pay All Fees
To finalize your application and receive your license, you’ll need to pay several non-refundable fees and complete a background check. Find out more about how to complete your background check and fingerprints here.
5. Apply for your Idaho Mortgage License
After receiving a passing score on your NMLS mortgage exam, you need to apply for your Idaho NMLS license. You can find more information on this step here.
6. Associate your NMLS Account with your Employer
Your license will still be pending in Idaho until you have an employer sponsorship, which lets the government know that an employer is supervising your individual license. Learn how to associate your NMLS account with your employer here.
Idaho Frequently Asked Questions
