NMLS License Massachusetts: Get Your Massachusetts Mortgage Loan Originator License in 2026!
How to Get an NMLS Mortgage License in Maine
Are you wondering how to become a loan officer in Massachusetts? Here’s a step by step guide to help obtain your NMLS license in Massachusetts.
The first step to obtaining your Massachusetts mortgage license is applying for an NMLS account and ID number. To do so, go to the NMLS website.
Massachusetts requires new state-licensed MLOs to complete 20 hours of NMLS-approved education. This includes 3 hours of Federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, 9 hours of electives, and 3 hours of Massachusetts-specific law.
With your education complete, you need to schedule an appointment for the National Test Component exam and take the NMLS test. Find out more on how to take your NMLS exam here.
To finalize your application and receive your license, you will need to pay several non-refundable fees and get a background check. Find out more about how to complete your background check here.
After receiving a passing score on your NMLS mortgage exam, you need to apply for your Massachusetts NMLS license. You can find more information on this step here.
Your license will still be pending in Massachusetts until you have an employer sponsorship, which lets the government know that an employer is supervising your license. Learn how to associate your NMLS account with your employer here.
Massachusets Frequently Asked Questions
