NMLS License North Dakota: Get Your North Dakota Mortgage Loan Originator License in 2026!

North Dakota Pre-Licensing Education

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Obtaining a mortgage license and becoming a mortgage loan originator involves a simple process in which you will need to complete your state-specific education requirements and take and pass a National exam. Once these two steps have been completed, you're well on your way to becoming a licensed Loan Originator!

How to Get an NMLS Mortgage License in North Dakota

Step 1

Apply for an NMLS Account and ID

Obtaining your North Dakota mortgage license starts by registering an NMLS account and ID number at the NMLS website.

Step 2

Finish Your Pre-Licensure Education

New state-licensed MLOs in North Dakota must complete 20 hours of NMLS-approved education courses.

Step 3

Take the Mortgage Licensing Exam

Once you’ve completed your education, you’ll need to pass the National Test Component exam. Here’s how you can take the NMLS exam.

Step 4

Complete Background Checks and Pay All Fees

After you pass your NMLS exam, you’ll need to undergo a background check and pay your licensing fees. We’ve provided a guide on how to get your NMLS background checks done.

Step 5

Register for a North Dakota Mortgage License

You can now finish signing up for your license. Use the NMLS checklist to ensure you include all of the mortgage license requirements in North Dakota.

Step 6

Link Your NMLS Account with Your Employer

Your North Dakota MLO license will remain pending until you get an employer sponsorship. A sponsorship informs the state that an employer is overseeing your license. However, you’ll first need to give your company access to your NMLS account.

Getting a Mortgage License in North Dakota

Becoming a mortgage loan originator or MLO in North Dakota could be the key to a successful, exciting career with opportunities to build connections and have a secure future. But getting a license takes time, hard work, and commitment.

We aim to make your journey as convenient as possible. We have MLO education course bundles that comply with North Dakota’s licensure credit requirements. The package also includes comprehensive prep tests to gauge further your knowledge and better help you pass your NMLS exam.

North Dakota Frequently Asked Questions

North Dakota Mortgage License Education Requirements

Topic	Hours Required
Fair Lending, Ethics, Fraud, and Consumer Protection	3 Hours
Federal Laws and Regulations	3 Hours
Non-Standard Lending	2 Hours
Undefined Electives	12 Hours
Total 20 Hours

What is the PE Expiration Policy in North Dakota?

What's the Difference Between an North Dakota Mortgage Broker License and an North Dakota Loan Officer License?

Cost of Getting Your North Dakota Mortgage Originator License

NMLS Fees
NMLS Initial Processing Fee	$30
North Dakota Application Fee	$25
North Dakota Registration Fee	$50
Credit Report	$15
FBI Criminal Background Check	$36.25
Total License Cost	$156.25

North Dakota Continuing Education Requirements

Topic	Required Hours
Federal Regulations and Law	3 Hours
Ethics, including consumer protection, fair lending	2 Hours
Non-Traditional mortgage lending	2 Hours
Undefined Elective	1 Hour

Additional Questions?

Get Started with Your Course Today!

Mortgage Educators & Compliance is here to help you reach your goal of becoming a licensed MLO in North Dakota. Begin your education today by purchasing your online course on our website!