LATE CE 1 Hour CA-DFPI SAFE: Mortgage Fraud & Natural Disaster Lending OSS (16960)
Description
In this course, we will discuss many exciting and timely topics, including mortgage fraud and disaster lending. In creating this course, we broke it down into two separate chapters; the first will delve into mortgage fraud, what it is, how it’s happening in 2025, and what can happen if you or a borrower commits it. In chapter two, we will dive into disaster lending. Natural disasters like wildfires are a way of life in California. How do you help borrowers affected by them or borrowers who want to prevent being affected by the next one? That’s what we will talk about in Chapter two.
NMLS Provider ID #1400062
Late CE 1 Hour CA-DFPI SAFE Course ID #
$25.98
Course Objectives
By the end of this course, learners will be able to:
- Define mortgage fraud
- Describe red flags for income and occupancy fraud
- Relate the potential penalties for violations of California mortgage lending law and fraud
- Understand the risk of natural disasters today
- Relate the requirements for disaster lending by Fannie, Freddie, and FHA
- List the rights under the California Homeowners Bill of Rights
- Describe PACE loans and Energy Efficient Mortgages (EEMS)
